Founded with a vision to lead in diversified financial services, CreditOne has 20+ years of experience in exceeding clients’ financial expectations and needs in Kuwait.
Our dedicated team of over 100 professionals is committed to providing expert knowledge and personalized service, ensuring top-tier support for all our clients.
CreditOne boasts a diverse portfolio, managing a wide range of financial products and services designed to cater to the varied needs of individual and corporate clients.
In the years following its founding in 2005, Credit One Holding laid the foundation for its role in the Islamic finance sector by acquiring Al Sayer Facilities Company. The organization focused on delivering ethical, Sharia-compliant financing solutions for small and medium-sized businesses. This client-focused and principles-driven approach fueled rapid growth, enabling the company to expand its presence across multipe sectors. By 2014, Credit One had built a portfolio exceeding KD 100 million and secured a leading market share in car rental, taxi, delivery, and heavy equipment, positioning itself as the preferred financial partner in mobility-linked service industry.
Building on its market leadership by 2014, Credit One continued to expand its influence by strengthening its offerings for small and medium businesses across its core verticals. In 2015, the company deepened its long-standing commitment to corporate social responsibility by initiating several programs aimed at supporting underserved communities. These efforts reflected a growing organizational focus on impact beyond finance, aligning operational success with social responsibility.
Credit One’s values-led strategy guided the company into a phase of strategic expansion. In 2019, it acquired a 51% stake in Safeena Car Rental, later increasing its ownership to 60%. This move extended the company’s footprint into vehicle leasing and rental markets, further diversifying its portfolio and reinforcing its position across Kuwait’s mobility ecosystem. During this period, Credit One continued expanding its CSR initiatives, reflecting a strong alignment between business growth and long-term community development.
As Credit One looks tothe future it remains focused on innovation, sustainability, and digital transformation. The company is enhancing client service delivery and operational capabilities while maintaining its leadership in Sharia-compliant automotive finance. With impactful CSR programs now embedded into its core operations, Credit One aims to continue delivering value to clients and communities — leading with purpose, resilience, and ethical growth.
